3 - Senior Backend Engineer N26 Employee Review

3.0
Feb 9, 2026
Recommend
CEO approval
Business Outlook

Pros

Work-life balance. Friendly colleagues. Nice office. Modern stack of technologies. Average and above average salaries. The teams are pretty autonomous and if you are lucky you can have a clear roadmap. AI tools. Diversity and inclusion. Dogs policy. Career opportunities for JNR and MID to grow and get a promotion.

Cons

Not innovative, not a technological half-bank with a high turbulence, trying to catch up with the main competitors and industry leaders. Very low level of architecture or almost absent the general architecture vision. IMHO weak CTO and the whole C-level is shuffled quite often. Not high level of engineers. A lot of Jnr and Mid level. Many Seniors are also Mid level for the majority of companies. Not much opportunities to learn and grow technically. Compensation and individual performance motivation is killed by calibration process. If you want to be promoted or get a salary raise, you need to be above expectations or significantly above expectations. For Snr engineers you need to build something unexpected or not planned, which says a lot about the approach to planning and management. ESOPs program is de-facto absent. Bureaucracy, compliance issues and a lot of micromanagement. Every team can do whatever they want with a lot of ad-hoc solutions, negatively impacting many other teams without clear architecture and company standards. Low quality of code. Quality of code, resilience and high-load is sacrificed to deliver faster happy path with tons of tech debt and manual KTBR. 1 year code is already a legacy. Even 1 month code is very often a bad legacy. High attrition of the best engineers, almost nobody to learn from. Race conditions and writing without transactions. Read uncommited level of isolation without locks. Issues with high-load and lack of expertise how to solve it properly. Bugs and manual fixes via SQL queries. Direct access to live data with PII coexists with paranoid GDPR & AML compliance procedures. A lot of buzz words but not really following DDD, hexagonal architecture or other patterns like DRY, SOLID.

Explore other reviews about N26

5.0
Jun 13, 2023
Recommend
CEO approval
Business Outlook

Pros

Great product and design and team is worldclass

Cons

more focus on understanding customer needs

5.0
May 21, 2018
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Small team in NYC working on bringing N26 to the US. Flat team structure (no bureaucracy or painful hierarchies). Open lines of communication and instant feedback loops. Everyone is extremely smart and driven towards a common goal, and we also enjoy each other's company both in and out of the office. There's also respect for having a life outside of work and a good sense of balance. Huge opportunity to take on as much work as you can handle and drive your own workstreams and outputs. I've found that my scope of responsibilities is quite large, and since joining, I've broadened my skill-set significantly in areas I wanted to expand upon.

Cons

Coordination with Berlin can be difficult at times given time zones and hypergrowth there. Nonetheless, people always are willing to help out and make themselves available when needed. Small team size as of now means fewer hands to help with all that needs to get done. That said - plenty of opportunity for new joiners to take on key tasks and responsibilities as we continue to grow the team

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N26 Response
7y
Thanks for sharing your feedback with us and your experience of working at N26.
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